ATLASATLAS fair value
RON 38.10
Close to fair value · 5% discount
Range: RON 34–RON 42Fair valuePrice
Banca Transilvania (TLV.RO)
Banca Transilvania stock price today, ATLAS forecast and fair value
Financial Services · Banks - Regional · Bucharest Stock Exchange · Romania
RON 36.26▼ -0.38%
Prices as of Oct 27, 2026 · RON
Chance of rising in 1 month
53%
that it ends higher than today in 21 sessions
0%coin flip 50%100%
This is just the summary. See everything on Banca Transilvania in ATLAS
ATLAS's own quantitative analysis, all in one place.
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
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On Banca Transilvania
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
- NewsThe latest on the company, in one place.
And for you
- ATLAS builds your portfolioAnswer a short test and get portfolios that fit you.
- AlertsWe let you know when something changes in your stocks.
- Crisis simulatorHow your portfolio would do in a crash like 2008.
- Practice risk-free$10,000 in virtual money to invest at real prices.
- Global screenerSearch US stocks and stocks from 47 countries with filters.
Plans from €3.99 a month.
ATLAS estimates Banca Transilvania's fair value at about RON 38.10 per share (reasonable range: RON 34.29 to RON 41.91). At RON 36.26, the stock trades within 8% of that figure: close to fair value.
It is calculated with valuation multiples of comparable companies. Confidence in the estimate is medium. It is an estimate, not a promise: if the company's results change, so does its fair value.
ATLAS's model gives Banca Transilvania a 53% chance of finishing higher a month from now (21 trading sessions) than today: close to a coin flip.
In half of the simulated outcomes the price ends between RON 35.02 and RON 37.83; in 9 out of 10, between RON 32.71 and RON 40.50. Estimated annual volatility is 23%.
Price, last 12 months (weekly close)
Key numbers
- Market cap
- RON 44.6B
- Market cap (USD)
- $9.3B
- P/E ratio
- 9.7
- Dividend yield
- 3.17%
- 52-week high
- RON 41.96
- 52-week low
- RON 27.86
- Revenue (12 months)
- RON 11.8B
- Gross margin
- 95.2%
- Operating margin
- 54.2%
- Net margin
- 42.1%
- Beta
- 0.47
What this means
These are two different questions: fair value looks at the business (what it is worth given what it earns) and the odds look at the price over the next month. Banca Transilvania sits close to fair value and its odds of rising over a month are close to a coin flip. An expensive stock can keep climbing and a cheap one can keep falling, which is why ATLAS shows the two readings separately.
Over the last 52 weeks TLV.RO has traded between RON 27.86 and RON 41.96. Today it is 13.6% below that high and 30% above its low.
On the business: net margin is 42.1%; it trades at 9.7 times earnings.
Its beta is 0.47: it tends to move less than the market.
About the company
Banca Transilvania S.A. provides various banking products and services in Romania, Italy, and the Republic of Moldova.
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Comparable companies
Other companies in the same line of business:
Frequently asked questions
What is Banca Transilvania (TLV.RO) fair value?
About RON 38.10 per share according to ATLAS (reasonable range: RON 34.29 to RON 41.91). With the stock at RON 36.26, it is close to that value.
What is the chance TLV.RO goes up next month?
53%: close to a coin flip. In half of the simulated outcomes, TLV.RO ends the month between RON 35.02 and RON 37.83.
How big is Banca Transilvania and what is its P/E ratio?
Banca Transilvania's market capitalization is RON 44.6B. Its price-to-earnings (P/E) ratio is 9.7: you pay RON 9.65 for each RON 1.00 of yearly earnings.
Does Banca Transilvania pay a dividend?
Yes. TLV.RO's current dividend yield is 3.17% at today's price (RON 36.26).
Not investment advice. ATLAS estimates are produced by statistical models from public data; they can be wrong and past performance does not predict future results. Consider your own situation before investing. Disclaimer