ATLASATLAS fair value
RON 0.182
Below fair value · 20% discount
Range: RON 0.164–RON 0.200Fair valuePrice
Patria Bank (PBK.RO)
Patria Bank stock price today, ATLAS forecast and fair value
Financial Services · Banks - Regional · Bucharest Stock Exchange · Romania
RON 0.145▼ -0.68%
Prices as of Oct 27, 2026 · RON
Chance of rising in 1 month
52%
that it ends higher than today in 21 sessions
0%coin flip 50%100%
This is just the summary. See everything on Patria Bank in ATLAS
ATLAS's own quantitative analysis, all in one place.
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
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- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
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On Patria Bank
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
- NewsThe latest on the company, in one place.
And for you
- ATLAS builds your portfolioAnswer a short test and get portfolios that fit you.
- AlertsWe let you know when something changes in your stocks.
- Crisis simulatorHow your portfolio would do in a crash like 2008.
- Practice risk-free$10,000 in virtual money to invest at real prices.
- Global screenerSearch US stocks and stocks from 47 countries with filters.
Plans from €3.99 a month.
ATLAS estimates Patria Bank's fair value at about RON 0.182 per share (reasonable range: RON 0.164 to RON 0.200). At RON 0.145, the stock trades 20% below it.
It is calculated with valuation multiples of comparable companies. Confidence in the estimate is medium. It is an estimate, not a promise: if the company's results change, so does its fair value.
ATLAS's model gives Patria Bank a 52% chance of finishing higher a month from now (21 trading sessions) than today: close to a coin flip.
In half of the simulated outcomes the price ends between RON 0.139 and RON 0.152; in 9 out of 10, between RON 0.129 and RON 0.164. Estimated annual volatility is 25%.
Price, last 12 months (weekly close)
Key numbers
- Market cap
- RON 481M
- Market cap (USD)
- $100M
- P/E ratio
- 7.3
- 52-week high
- RON 0.161
- 52-week low
- RON 0.105
- Revenue (12 months)
- RON 276M
- Operating margin
- 24.6%
- Net margin
- 19.5%
- Beta
- 0.40
What this means
These are two different questions: fair value looks at the business (what it is worth given what it earns) and the odds look at the price over the next month. Patria Bank sits below fair value and its odds of rising over a month are close to a coin flip. An expensive stock can keep climbing and a cheap one can keep falling, which is why ATLAS shows the two readings separately.
Over the last 52 weeks PBK.RO has traded between RON 0.105 and RON 0.161. Today it is 9.9% below that high and 38% above its low.
On the business: net margin is 19.5%; it trades at 7.3 times earnings.
Its beta is 0.40: it tends to move less than the market.
About the company
Patria Bank SA, a credit institution, provides banking and other financial services to individual, small and medium enterprises, agribusinesses, and corporate customers in Romania. The company operates through: Retail, SME and Corporate; Agro; and Micro-enterprises segment.
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Comparable companies
Other companies in the same line of business:
Frequently asked questions
What is Patria Bank (PBK.RO) fair value?
About RON 0.182 per share according to ATLAS (reasonable range: RON 0.164 to RON 0.200). With the stock at RON 0.145, it is 20% below it.
What is the chance PBK.RO goes up next month?
52%: close to a coin flip. In half of the simulated outcomes, PBK.RO ends the month between RON 0.139 and RON 0.152.
How big is Patria Bank and what is its P/E ratio?
Patria Bank's market capitalization is RON 481M. Its price-to-earnings (P/E) ratio is 7.3: you pay RON 7.30 for each RON 1.00 of yearly earnings.
How volatile is PBK.RO?
ATLAS estimates annual volatility at 25%. In a typical month, half of the outcomes end between RON 0.139 and RON 0.152.
Not investment advice. ATLAS estimates are produced by statistical models from public data; they can be wrong and past performance does not predict future results. Consider your own situation before investing. Disclaimer