ATLASATLAS fair value
A$0.666
Above fair value · 155% premium
Range: A$0.599–A$0.733Fair valuePrice
ZIP (ZIP.AU)
ZIP share price today, ATLAS forecast and fair value
Financial Services · Credit Services · Australian Securities Exchange · Australia
A$1.70▲ +4.94%
Prices as of Oct 27, 2026 · AUD
Chance of rising in 1 month
44%
that it ends higher than today in 21 sessions
0%coin flip 50%100%
This is just the summary. See everything on ZIP in ATLAS
ATLAS's own quantitative analysis, all in one place.
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
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- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
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On ZIP
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
- NewsThe latest on the company, in one place.
And for you
- ATLAS builds your portfolioAnswer a short test and get portfolios that fit you.
- AlertsWe let you know when something changes in your stocks.
- Crisis simulatorHow your portfolio would do in a crash like 2008.
- Practice risk-free$10,000 in virtual money to invest at real prices.
- Global screenerSearch US stocks and stocks from 47 countries with filters.
Plans from €3.99 a month.
ATLAS estimates ZIP's fair value at about A$0.666 per share (reasonable range: A$0.599 to A$0.733). At A$1.70, the stock trades 155% above it.
It is calculated with valuation multiples of comparable companies. Confidence in the estimate is medium. It is an estimate, not a promise: if the company's results change, so does its fair value.
ATLAS's model gives ZIP a 44% chance of finishing higher a month from now (21 trading sessions) than today: somewhat worse than a coin flip.
In half of the simulated outcomes the price ends between A$1.38 and A$1.95; in 9 out of 10, between A$1.02 and A$2.63. Estimated annual volatility is 104%.
Price, last 12 months (weekly close)
Key numbers
- Market cap
- A$2.6B
- Market cap (USD)
- $1.8B
- P/E ratio
- 22.5
- 52-week high
- A$4.13
- 52-week low
- A$1.45
- Revenue (12 months)
- A$1.3B
- Operating margin
- 42.1%
- Net margin
- 8.7%
- Beta
- 3.31
What this means
These are two different questions: fair value looks at the business (what it is worth given what it earns) and the odds look at the price over the next month. ZIP sits above fair value and its odds of rising over a month are somewhat worse than a coin flip. An expensive stock can keep climbing and a cheap one can keep falling, which is why ATLAS shows the two readings separately.
Over the last 52 weeks ZIP.AU has traded between A$1.45 and A$4.13. Today it is 58.8% below that high and 18% above its low.
On the business: net margin is 8.7%; it trades at 22.5 times earnings.
Its beta is 3.31: it tends to move more than the market, both up and down.
About the company
Zip Co Limited engages in the provision of digital retail finance, personal finance, and payments solutions in Australia and the United States. The company offers retail line of credit products and personal loans; retail installment products; and Buy Now Pay Later installment products to consumers.
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Comparable companies
Other companies in the same line of business:
Frequently asked questions
What is ZIP (ZIP.AU) fair value?
About A$0.666 per share according to ATLAS (reasonable range: A$0.599 to A$0.733). With the stock at A$1.70, it is 155% above it.
What is the chance ZIP.AU goes up next month?
44%: somewhat worse than a coin flip. In half of the simulated outcomes, ZIP.AU ends the month between A$1.38 and A$1.95.
How big is ZIP and what is its P/E ratio?
ZIP's market capitalization is A$2.6B. Its price-to-earnings (P/E) ratio is 22.5: you pay A$22.5 for each A$1.00 of yearly earnings.
How volatile is ZIP.AU?
ATLAS estimates annual volatility at 104%. In a typical month, half of the outcomes end between A$1.38 and A$1.95.
Not investment advice. ATLAS estimates are produced by statistical models from public data; they can be wrong and past performance does not predict future results. Consider your own situation before investing. Disclaimer