ATLASATLAS fair value
₫30,596
Above fair value · 120% premium
Range: ₫27,536–₫33,655Fair valuePrice
Sai Gon Thuong Tin Commercial Joint Stock Bank (STB.VN)
Sai Gon Thuong Tin Commercial Joint Stock Bank stock price today, ATLAS forecast and fair value
Financial Services · Banks - Regional · Ho Chi Minh Stock Exchange · Vietnam
₫67,400▼ -0.30%
Prices as of Oct 27, 2026 · VND
Chance of rising in 1 month
51%
that it ends higher than today in 21 sessions
0%coin flip 50%100%
This is just the summary. See everything on Sai Gon Thuong Tin Commercial Joint Stock Bank in ATLAS
ATLAS's own quantitative analysis, all in one place.
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
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- Customer and supplier mapWho it does business with, from its own filings.
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On Sai Gon Thuong Tin Commercial Joint Stock Bank
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
- NewsThe latest on the company, in one place.
And for you
- ATLAS builds your portfolioAnswer a short test and get portfolios that fit you.
- AlertsWe let you know when something changes in your stocks.
- Crisis simulatorHow your portfolio would do in a crash like 2008.
- Practice risk-free$10,000 in virtual money to invest at real prices.
- Global screenerSearch US stocks and stocks from 47 countries with filters.
Plans from €3.99 a month.
ATLAS estimates Sai Gon Thuong Tin Commercial Joint Stock Bank's fair value at about ₫30,596 per share (reasonable range: ₫27,536 to ₫33,655). At ₫67,400, the stock trades 120% above it.
It is calculated with valuation multiples of comparable companies. Confidence in the estimate is medium. It is an estimate, not a promise: if the company's results change, so does its fair value.
ATLAS's model gives Sai Gon Thuong Tin Commercial Joint Stock Bank a 51% chance of finishing higher a month from now (21 trading sessions) than today: close to a coin flip.
In half of the simulated outcomes the price ends between ₫64,170 and ₫71,097; in 9 out of 10, between ₫58,597 and ₫77,859. Estimated annual volatility is 29%.
Price, last 12 months (weekly close)
Key numbers
- Market cap
- ₫120T
- Market cap (USD)
- $4.6B
- P/E ratio
- 39.4
- 52-week high
- ₫79,000
- 52-week low
- ₫45,950
- Revenue (12 months)
- ₫16.6T
- Operating margin
- 41.8%
- Net margin
- 18.6%
- Beta
- 0.88
What this means
These are two different questions: fair value looks at the business (what it is worth given what it earns) and the odds look at the price over the next month. Sai Gon Thuong Tin Commercial Joint Stock Bank sits above fair value and its odds of rising over a month are close to a coin flip. An expensive stock can keep climbing and a cheap one can keep falling, which is why ATLAS shows the two readings separately.
Over the last 52 weeks STB.VN has traded between ₫45,950 and ₫79,000. Today it is 14.7% below that high and 47% above its low.
On the business: net margin is 18.6%; it trades at 39.4 times earnings.
Its beta is 0.88: it moves roughly in line with the market.
About the company
Saigon Treasure Commercial Joint Stock Bank provides banking products and services to individual and corporate clients.
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Comparable companies
Other companies in the same line of business:
Frequently asked questions
What is Sai Gon Thuong Tin Commercial Joint Stock Bank (STB.VN) fair value?
About ₫30,596 per share according to ATLAS (reasonable range: ₫27,536 to ₫33,655). With the stock at ₫67,400, it is 120% above it.
What is the chance STB.VN goes up next month?
51%: close to a coin flip. In half of the simulated outcomes, STB.VN ends the month between ₫64,170 and ₫71,097.
How big is Sai Gon Thuong Tin Commercial Joint Stock Bank and what is its P/E ratio?
Sai Gon Thuong Tin Commercial Joint Stock Bank's market capitalization is ₫120T. Its price-to-earnings (P/E) ratio is 39.4: you pay ₫39.4 for each ₫1.00 of yearly earnings.
How volatile is STB.VN?
ATLAS estimates annual volatility at 29%. In a typical month, half of the outcomes end between ₫64,170 and ₫71,097.
Not investment advice. ATLAS estimates are produced by statistical models from public data; they can be wrong and past performance does not predict future results. Consider your own situation before investing. Disclaimer