ATLASATLAS fair value
₫23,663
Below fair value · 54% discount
Range: ₫21,297–₫26,030Fair valuePrice
Sai Gon Ha Noi Commercial Joint Stock Bank (SHB.VN)
Sai Gon Ha Noi Commercial Joint Stock Bank stock price today, ATLAS forecast and fair value
Financial Services · Banks - Regional · Ho Chi Minh Stock Exchange · Vietnam
₫10,800▲ +0.93%
Prices as of Oct 27, 2026 · VND
Chance of rising in 1 month
51%
that it ends higher than today in 21 sessions
0%coin flip 50%100%
This is just the summary. See everything on Sai Gon Ha Noi Commercial Joint Stock Bank in ATLAS
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- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
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On Sai Gon Ha Noi Commercial Joint Stock Bank
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
- NewsThe latest on the company, in one place.
And for you
- ATLAS builds your portfolioAnswer a short test and get portfolios that fit you.
- AlertsWe let you know when something changes in your stocks.
- Crisis simulatorHow your portfolio would do in a crash like 2008.
- Practice risk-free$10,000 in virtual money to invest at real prices.
- Global screenerSearch US stocks and stocks from 47 countries with filters.
Plans from €3.99 a month.
ATLAS estimates Sai Gon Ha Noi Commercial Joint Stock Bank's fair value at about ₫23,663 per share (reasonable range: ₫21,297 to ₫26,030). At ₫10,800, the stock trades 54% below it.
It is calculated with valuation multiples of comparable companies. Confidence in the estimate is medium. It is an estimate, not a promise: if the company's results change, so does its fair value.
ATLAS's model gives Sai Gon Ha Noi Commercial Joint Stock Bank a 51% chance of finishing higher a month from now (21 trading sessions) than today: close to a coin flip.
In half of the simulated outcomes the price ends between ₫10,317 and ₫11,364; in 9 out of 10, between ₫9,469 and ₫12,381. Estimated annual volatility is 28%.
Price, last 12 months (weekly close)
Key numbers
- Market cap
- ₫49.3T
- Market cap (USD)
- $1.9B
- P/E ratio
- 4.2
- 52-week high
- ₫17,150
- 52-week low
- ₫9,550
- Revenue (12 months)
- ₫21.7T
- Operating margin
- 78.1%
- Net margin
- 56.0%
- Beta
- 0.55
What this means
These are two different questions: fair value looks at the business (what it is worth given what it earns) and the odds look at the price over the next month. Sai Gon Ha Noi Commercial Joint Stock Bank sits below fair value and its odds of rising over a month are close to a coin flip. An expensive stock can keep climbing and a cheap one can keep falling, which is why ATLAS shows the two readings separately.
Over the last 52 weeks SHB.VN has traded between ₫9,550 and ₫17,150. Today it is 37.0% below that high and 13% above its low.
On the business: net margin is 56.0%; it trades at 4.2 times earnings.
Its beta is 0.55: it tends to move less than the market.
About the company
Saigon - Hanoi Commercial Joint Stock Bank, together with its subsidiaries, provides various banking products and services to individuals and organizations in Vietnam and internationally. It operates through the Credit, Investment, Services, and Treasury segments.
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Comparable companies
Other companies in the same line of business:
Frequently asked questions
What is Sai Gon Ha Noi Commercial Joint Stock Bank (SHB.VN) fair value?
About ₫23,663 per share according to ATLAS (reasonable range: ₫21,297 to ₫26,030). With the stock at ₫10,800, it is 54% below it.
What is the chance SHB.VN goes up next month?
51%: close to a coin flip. In half of the simulated outcomes, SHB.VN ends the month between ₫10,317 and ₫11,364.
How big is Sai Gon Ha Noi Commercial Joint Stock Bank and what is its P/E ratio?
Sai Gon Ha Noi Commercial Joint Stock Bank's market capitalization is ₫49.3T. Its price-to-earnings (P/E) ratio is 4.2: you pay ₫4.20 for each ₫1.00 of yearly earnings.
How volatile is SHB.VN?
ATLAS estimates annual volatility at 28%. In a typical month, half of the outcomes end between ₫10,317 and ₫11,364.
Not investment advice. ATLAS estimates are produced by statistical models from public data; they can be wrong and past performance does not predict future results. Consider your own situation before investing. Disclaimer