ATLASATLAS fair value
IDR 857.68
Below fair value · 14% discount
Range: IDR 772–IDR 943Fair valuePrice
Bank Pan Indonesia (PNBN.JK)
Bank Pan Indonesia stock price today, ATLAS forecast and fair value
Financial Services · Banks - Regional · Indonesia Stock Exchange · Indonesia
IDR 740.00▼ -1.99%
Prices as of Oct 27, 2026 · IDR
Chance of rising in 1 month
51%
that it ends higher than today in 21 sessions
0%coin flip 50%100%
This is just the summary. See everything on Bank Pan Indonesia in ATLAS
ATLAS's own quantitative analysis, all in one place.
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
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On Bank Pan Indonesia
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
- NewsThe latest on the company, in one place.
And for you
- ATLAS builds your portfolioAnswer a short test and get portfolios that fit you.
- AlertsWe let you know when something changes in your stocks.
- Crisis simulatorHow your portfolio would do in a crash like 2008.
- Practice risk-free$10,000 in virtual money to invest at real prices.
- Global screenerSearch US stocks and stocks from 47 countries with filters.
Plans from €3.99 a month.
ATLAS estimates Bank Pan Indonesia's fair value at about IDR 857.68 per share (reasonable range: IDR 771.92 to IDR 943.45). At IDR 740.00, the stock trades 14% below it.
It is calculated with valuation multiples of comparable companies. Confidence in the estimate is medium. It is an estimate, not a promise: if the company's results change, so does its fair value.
ATLAS's model gives Bank Pan Indonesia a 51% chance of finishing higher a month from now (21 trading sessions) than today: close to a coin flip.
In half of the simulated outcomes the price ends between IDR 704.10 and IDR 780.95; in 9 out of 10, between IDR 642.33 and IDR 856.05. Estimated annual volatility is 26%.
Price, last 12 months (weekly close)
Key numbers
- Market cap
- IDR 19.8T
- Market cap (USD)
- $1.1B
- P/E ratio
- 6.5
- Dividend yield
- 6.76%
- 52-week high
- IDR 1,290
- 52-week low
- IDR 700.00
- Revenue (12 months)
- IDR 9.9T
- Gross margin
- 97.2%
- Operating margin
- 36.4%
- Net margin
- 27.7%
- Beta
- -0.33
What this means
These are two different questions: fair value looks at the business (what it is worth given what it earns) and the odds look at the price over the next month. Bank Pan Indonesia sits below fair value and its odds of rising over a month are close to a coin flip. An expensive stock can keep climbing and a cheap one can keep falling, which is why ATLAS shows the two readings separately.
Over the last 52 weeks PNBN.JK has traded between IDR 700.00 and IDR 1,290. Today it is 42.6% below that high and 6% above its low.
On the business: net margin is 27.7%; it trades at 6.5 times earnings.
Its beta is -0.33: it tends to move less than the market.
About the company
PT Bank Pan Indonesia Tbk, together with its subsidiaries, engages in providing banking products and services for individuals and businesses in Indonesia and internationally. It operates through Banking and Multi-finance segments.
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Comparable companies
Other companies in the same line of business:
Frequently asked questions
What is Bank Pan Indonesia (PNBN.JK) fair value?
About IDR 857.68 per share according to ATLAS (reasonable range: IDR 771.92 to IDR 943.45). With the stock at IDR 740.00, it is 14% below it.
What is the chance PNBN.JK goes up next month?
51%: close to a coin flip. In half of the simulated outcomes, PNBN.JK ends the month between IDR 704.10 and IDR 780.95.
How big is Bank Pan Indonesia and what is its P/E ratio?
Bank Pan Indonesia's market capitalization is IDR 19.8T. Its price-to-earnings (P/E) ratio is 6.5: you pay IDR 6.47 for each IDR 1.00 of yearly earnings.
Does Bank Pan Indonesia pay a dividend?
Yes. PNBN.JK's current dividend yield is 6.76% at today's price (IDR 740.00).
Not investment advice. ATLAS estimates are produced by statistical models from public data; they can be wrong and past performance does not predict future results. Consider your own situation before investing. Disclaimer