ATLASATLAS fair value
NOK 3.25
Above fair value · 52% premium
Range: NOK 2.93–NOK 3.58Fair valuePrice
Instabank (INSTA.OL)
Instabank stock price today, ATLAS forecast and fair value
Financial Services · Banks - Regional · Oslo Børs · Norway
NOK 4.95▲ +1.02%
Prices as of Oct 27, 2026 · NOK
Chance of rising in 1 month
53%
that it ends higher than today in 21 sessions
0%coin flip 50%100%
This is just the summary. See everything on Instabank in ATLAS
ATLAS's own quantitative analysis, all in one place.
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
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- Customer and supplier mapWho it does business with, from its own filings.
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On Instabank
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
- NewsThe latest on the company, in one place.
And for you
- ATLAS builds your portfolioAnswer a short test and get portfolios that fit you.
- AlertsWe let you know when something changes in your stocks.
- Crisis simulatorHow your portfolio would do in a crash like 2008.
- Practice risk-free$10,000 in virtual money to invest at real prices.
- Global screenerSearch US stocks and stocks from 47 countries with filters.
Plans from €3.99 a month.
ATLAS estimates Instabank's fair value at about NOK 3.25 per share (reasonable range: NOK 2.93 to NOK 3.58). At NOK 4.95, the stock trades 52% above it.
It is calculated with valuation multiples of comparable companies. Confidence in the estimate is medium. It is an estimate, not a promise: if the company's results change, so does its fair value.
ATLAS's model gives Instabank a 53% chance of finishing higher a month from now (21 trading sessions) than today: close to a coin flip.
In half of the simulated outcomes the price ends between NOK 4.79 and NOK 5.16; in 9 out of 10, between NOK 4.49 and NOK 5.50. Estimated annual volatility is 19%.
Price, last 12 months (weekly close)
Key numbers
- Market cap
- NOK 2.3B
- Market cap (USD)
- $244M
- P/E ratio
- 14.0
- Dividend yield
- 1.82%
- 52-week high
- NOK 5.24
- 52-week low
- NOK 3.12
- Revenue (12 months)
- NOK 488M
- Operating margin
- 43.6%
- Net margin
- 32.3%
- Beta
- 0.40
What this means
These are two different questions: fair value looks at the business (what it is worth given what it earns) and the odds look at the price over the next month. Instabank sits above fair value and its odds of rising over a month are close to a coin flip. An expensive stock can keep climbing and a cheap one can keep falling, which is why ATLAS shows the two readings separately.
Over the last 52 weeks INSTA.OL has traded between NOK 3.12 and NOK 5.24. Today it is 5.5% below that high and 59% above its low.
On the business: net margin is 32.3%; it trades at 14.0 times earnings.
Its beta is 0.40: it tends to move less than the market.
About the company
Instabank ASA provides various banking products and services in Norway. It accepts deposits and saving and investment accounts; offers consumer and secured loans, refinance, and credit cards, as well as loans for vehicles and boats; and provides credit cards.
Want to see everything about Instabank?
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Comparable companies
Other companies in the same line of business:
Frequently asked questions
What is Instabank (INSTA.OL) fair value?
About NOK 3.25 per share according to ATLAS (reasonable range: NOK 2.93 to NOK 3.58). With the stock at NOK 4.95, it is 52% above it.
What is the chance INSTA.OL goes up next month?
53%: close to a coin flip. In half of the simulated outcomes, INSTA.OL ends the month between NOK 4.79 and NOK 5.16.
How big is Instabank and what is its P/E ratio?
Instabank's market capitalization is NOK 2.3B. Its price-to-earnings (P/E) ratio is 14.0: you pay NOK 14.0 for each NOK 1.00 of yearly earnings.
Does Instabank pay a dividend?
Yes. INSTA.OL's current dividend yield is 1.82% at today's price (NOK 4.95).
Not investment advice. ATLAS estimates are produced by statistical models from public data; they can be wrong and past performance does not predict future results. Consider your own situation before investing. Disclaimer