ATLASATLAS fair value
CHF 119.20
Below fair value · 25% discount
Range: CHF 107–CHF 131Fair valuePrice
Cembra Money Bank (CMBN.SW)
Cembra Money Bank stock price today, ATLAS forecast and fair value
Financial Services · Banks - Regional · SIX Swiss Exchange · Switzerland
CHF 89.20▲ +0.85%
Prices as of Oct 27, 2026 · CHF
Chance of rising in 1 month
55%
that it ends higher than today in 21 sessions
0%coin flip 50%100%
This is just the summary. See everything on Cembra Money Bank in ATLAS
ATLAS's own quantitative analysis, all in one place.
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
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On Cembra Money Bank
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
- NewsThe latest on the company, in one place.
And for you
- ATLAS builds your portfolioAnswer a short test and get portfolios that fit you.
- AlertsWe let you know when something changes in your stocks.
- Crisis simulatorHow your portfolio would do in a crash like 2008.
- Practice risk-free$10,000 in virtual money to invest at real prices.
- Global screenerSearch US stocks and stocks from 47 countries with filters.
Plans from €3.99 a month.
ATLAS estimates Cembra Money Bank's fair value at about CHF 119.20 per share (reasonable range: CHF 107.28 to CHF 131.12). At CHF 89.20, the stock trades 25% below it.
It is calculated with valuation multiples of comparable companies. Confidence in the estimate is medium. It is an estimate, not a promise: if the company's results change, so does its fair value.
ATLAS's model gives Cembra Money Bank a 55% chance of finishing higher a month from now (21 trading sessions) than today: close to a coin flip.
In half of the simulated outcomes the price ends between CHF 87.39 and CHF 91.95; in 9 out of 10, between CHF 83.53 and CHF 96.20. Estimated annual volatility is 13%.
Price, last 12 months (weekly close)
Key numbers
- Market cap
- CHF 2.6B
- Market cap (USD)
- $3.2B
- P/E ratio
- 13.9
- Dividend yield
- 5.23%
- 52-week high
- CHF 105.50
- 52-week low
- CHF 84.50
- Revenue (12 months)
- CHF 464M
- Operating margin
- 49.7%
- Net margin
- 39.8%
- Beta
- 0.17
What this means
These are two different questions: fair value looks at the business (what it is worth given what it earns) and the odds look at the price over the next month. Cembra Money Bank sits below fair value and its odds of rising over a month are close to a coin flip. An expensive stock can keep climbing and a cheap one can keep falling, which is why ATLAS shows the two readings separately.
Over the last 52 weeks CMBN.SW has traded between CHF 84.50 and CHF 105.50. Today it is 15.5% below that high and 6% above its low.
On the business: net margin is 39.8%; it trades at 13.9 times earnings.
Its beta is 0.17: it tends to move less than the market.
About the company
Cembra Money Bank AG provides consumer finance products and services in Switzerland.
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Comparable companies
Other companies in the same line of business:
Frequently asked questions
What is Cembra Money Bank (CMBN.SW) fair value?
About CHF 119.20 per share according to ATLAS (reasonable range: CHF 107.28 to CHF 131.12). With the stock at CHF 89.20, it is 25% below it.
What is the chance CMBN.SW goes up next month?
55%: close to a coin flip. In half of the simulated outcomes, CMBN.SW ends the month between CHF 87.39 and CHF 91.95.
How big is Cembra Money Bank and what is its P/E ratio?
Cembra Money Bank's market capitalization is CHF 2.6B. Its price-to-earnings (P/E) ratio is 13.9: you pay CHF 13.9 for each CHF 1.00 of yearly earnings.
Does Cembra Money Bank pay a dividend?
Yes. CMBN.SW's current dividend yield is 5.23% at today's price (CHF 89.20).
Not investment advice. ATLAS estimates are produced by statistical models from public data; they can be wrong and past performance does not predict future results. Consider your own situation before investing. Disclaimer