ATLASATLAS fair value
IDR 1,292
Below fair value · 25% discount
Range: IDR 1,162–IDR 1,421Fair valuePrice
Bank Tabungan Pensiunan Nasional Syariah (BTPS.JK)
Bank Tabungan Pensiunan Nasional Syariah stock price today, ATLAS forecast and fair value
Financial Services · Banks - Regional · Indonesia Stock Exchange · Indonesia
IDR 970.00▼ -3.00%
Prices as of Oct 27, 2026 · IDR
Chance of rising in 1 month
49%
that it ends higher than today in 21 sessions
0%coin flip 50%100%
This is just the summary. See everything on Bank Tabungan Pensiunan Nasional Syariah in ATLAS
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- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
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On Bank Tabungan Pensiunan Nasional Syariah
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
- NewsThe latest on the company, in one place.
And for you
- ATLAS builds your portfolioAnswer a short test and get portfolios that fit you.
- AlertsWe let you know when something changes in your stocks.
- Crisis simulatorHow your portfolio would do in a crash like 2008.
- Practice risk-free$10,000 in virtual money to invest at real prices.
- Global screenerSearch US stocks and stocks from 47 countries with filters.
Plans from €3.99 a month.
ATLAS estimates Bank Tabungan Pensiunan Nasional Syariah's fair value at about IDR 1,292 per share (reasonable range: IDR 1,162 to IDR 1,421). At IDR 970.00, the stock trades 25% below it.
It is calculated with valuation multiples of comparable companies. Confidence in the estimate is medium. It is an estimate, not a promise: if the company's results change, so does its fair value.
ATLAS's model gives Bank Tabungan Pensiunan Nasional Syariah a 49% chance of finishing higher a month from now (21 trading sessions) than today: close to a coin flip.
In half of the simulated outcomes the price ends between IDR 900.94 and IDR 1,041; in 9 out of 10, between IDR 792.49 and IDR 1,184. Estimated annual volatility is 43%.
Price, last 12 months (weekly close)
Key numbers
- Market cap
- IDR 7.7T
- Market cap (USD)
- $429M
- P/E ratio
- 6.2
- Dividend yield
- 4.71%
- 52-week high
- IDR 1,445
- 52-week low
- IDR 835.00
- Revenue (12 months)
- IDR 4.0T
- Operating margin
- 41.0%
- Net margin
- 30.1%
- Beta
- 0.32
What this means
These are two different questions: fair value looks at the business (what it is worth given what it earns) and the odds look at the price over the next month. Bank Tabungan Pensiunan Nasional Syariah sits below fair value and its odds of rising over a month are close to a coin flip. An expensive stock can keep climbing and a cheap one can keep falling, which is why ATLAS shows the two readings separately.
Over the last 52 weeks BTPS.JK has traded between IDR 835.00 and IDR 1,445. Today it is 32.9% below that high and 16% above its low.
On the business: net margin is 30.1%; it trades at 6.2 times earnings.
Its beta is 0.32: it tends to move less than the market.
About the company
PT Bank BTPN Syariah Tbk, together with its subsidiaries, operates as a sharia commercial bank providing a comprehensive range of banking products and services in Indonesia. The company offers savings, deposits, agent savings, and business savings accounts.
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Comparable companies
Other companies in the same line of business:
Frequently asked questions
What is Bank Tabungan Pensiunan Nasional Syariah (BTPS.JK) fair value?
About IDR 1,292 per share according to ATLAS (reasonable range: IDR 1,162 to IDR 1,421). With the stock at IDR 970.00, it is 25% below it.
What is the chance BTPS.JK goes up next month?
49%: close to a coin flip. In half of the simulated outcomes, BTPS.JK ends the month between IDR 900.94 and IDR 1,041.
How big is Bank Tabungan Pensiunan Nasional Syariah and what is its P/E ratio?
Bank Tabungan Pensiunan Nasional Syariah's market capitalization is IDR 7.7T. Its price-to-earnings (P/E) ratio is 6.2: you pay IDR 6.24 for each IDR 1.00 of yearly earnings.
Does Bank Tabungan Pensiunan Nasional Syariah pay a dividend?
Yes. BTPS.JK's current dividend yield is 4.71% at today's price (IDR 970.00).
Not investment advice. ATLAS estimates are produced by statistical models from public data; they can be wrong and past performance does not predict future results. Consider your own situation before investing. Disclaimer