ATLASATLAS fair value
£0.260
Above fair value · 170% premium
Range: £0.234–£0.286Fair valuePrice
Vanquis Banking (VANQ.LSE)
Vanquis Banking share price today, ATLAS forecast and fair value
Financial Services · Banks - Regional · London Stock Exchange · United Kingdom
£0.701▲ +0.72%
Prices as of Oct 27, 2026 · GBP
Chance of rising in 1 month
51%
that it ends higher than today in 21 sessions
0%coin flip 50%100%
This is just the summary. See everything on Vanquis Banking in ATLAS
ATLAS's own quantitative analysis, all in one place.
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
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On Vanquis Banking
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
- NewsThe latest on the company, in one place.
And for you
- ATLAS builds your portfolioAnswer a short test and get portfolios that fit you.
- AlertsWe let you know when something changes in your stocks.
- Crisis simulatorHow your portfolio would do in a crash like 2008.
- Practice risk-free$10,000 in virtual money to invest at real prices.
- Global screenerSearch US stocks and stocks from 47 countries with filters.
Plans from €3.99 a month.
ATLAS estimates Vanquis Banking's fair value at about £0.260 per share (reasonable range: £0.234 to £0.286). At £0.701, the stock trades 170% above it.
It is calculated with valuation multiples of comparable companies. Confidence in the estimate is low. It is an estimate, not a promise: if the company's results change, so does its fair value.
ATLAS's model gives Vanquis Banking a 51% chance of finishing higher a month from now (21 trading sessions) than today: close to a coin flip.
In half of the simulated outcomes the price ends between £0.667 and £0.740; in 9 out of 10, between £0.607 and £0.812. Estimated annual volatility is 24%.
Price, last 12 months (weekly close)
Key numbers
- Market cap
- £176M
- Market cap (USD)
- $234M
- P/E ratio
- 22.7
- 52-week high
- £1.32
- 52-week low
- £0.665
- Revenue (12 months)
- £268M
- Gross margin
- 4.1%
- Operating margin
- 6.5%
- Net margin
- 2.6%
- Beta
- 1.18
What this means
These are two different questions: fair value looks at the business (what it is worth given what it earns) and the odds look at the price over the next month. Vanquis Banking sits above fair value and its odds of rising over a month are close to a coin flip. An expensive stock can keep climbing and a cheap one can keep falling, which is why ATLAS shows the two readings separately.
Over the last 52 weeks VANQ.LSE has traded between £0.665 and £1.32. Today it is 46.9% below that high and 5% above its low.
On the business: net margin is 2.6%; it trades at 22.7 times earnings.
Its beta is 1.18: it tends to move more than the market, both up and down.
About the company
Vanquis Banking Group plc engages in the provision of personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland. The company offers credit cards, saving account, vehicle finance, loans, and mortgages.
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Comparable companies
Other companies in the same line of business:
Frequently asked questions
What is Vanquis Banking (VANQ.LSE) fair value?
About £0.260 per share according to ATLAS (reasonable range: £0.234 to £0.286). With the stock at £0.701, it is 170% above it.
What is the chance VANQ.LSE goes up next month?
51%: close to a coin flip. In half of the simulated outcomes, VANQ.LSE ends the month between £0.667 and £0.740.
How big is Vanquis Banking and what is its P/E ratio?
Vanquis Banking's market capitalization is £176M. Its price-to-earnings (P/E) ratio is 22.7: you pay £22.7 for each £1.00 of yearly earnings.
How volatile is VANQ.LSE?
ATLAS estimates annual volatility at 24%. In a typical month, half of the outcomes end between £0.667 and £0.740.
Not investment advice. ATLAS estimates are produced by statistical models from public data; they can be wrong and past performance does not predict future results. Consider your own situation before investing. Disclaimer